NEWS AND BLOG
After the Nest is Empty, It’s Time To Save and Invest
When your children are grown and leave home, you are released from being the financial “provider”: No more bills for everything from food and clothes to visits to the dentist. Along with this “freedom” may come immediate temptation to spend your “extra” money on the...
Breathe for Your Life Health and Well Being
Breath is life. Life is breath. The yoga sages of India have embraced this link for centuries, where conscious breathing has long been an integral part of daily life. More recently, Western researchers have also begun to acknowledge the importance of the breath. As...
Without a Spike in Wages, Inflation is Less Scary
Inflation is clearly a headwind for investors, but it might be more of a breeze Inflation has found its way into the broad economy, partly as a result of all the money that government stimulus created over the past 18 months since the financial crisis brought upon by...
Inflation Varies According to Your Age & Spending
The headline Consumer Price Index is important only as a general gauge What will inflation be in the coming years? The real answer is that it varies according to your age and spending patterns. Inflation wallops someone with kids in college, and might be hardly...
Summer of 2021, the Fed, Interest Rates & Me
Be prepared as rates will inevitably go up – whether that’s 2022 or 2023 A few days before the official start of summer on June 21st, Wall Street’s eyes and ears were on the Federal Reserve, and as expected, the FOMC made no changes to the fed funds rate or the pace...
Do You Have FOMO When it Comes to Investing?
Fear-of-missing-out is a very real emotion – but it can derail your portfolio Every day we’re bombarded with reports of what’s hot and what’s not – fueling a fear-of-missing-out (FOMO) on some great investment opportunity. Heck, there is even a new exchange traded...
“Slow and Steady” or “Wild Market Ride”?
A Basic Measure of Your Risk Tolerance Are you enticed by high-risk investments or are you a risk-averse investor? Most people fall somewhere in between these two extremes. To help you get a sense of your risk tolerance, circle the responses that best describe your...
Wondering Whether You Missed the Recovery?
Why long-term investing success is about time in the market, not timing It is only natural that investors would want to find some way to sit out bear markets and get back just in time for the next bull run. The belief that you can foresee the direction of the stock...
3 Questions for Every Investor
Some financial advisors try to bowl you over with fancy language. Disarm them - and arm yourself for your future - with a few simple questions. One complaint I hear as a financial advisor is that investment jargon - ETFs, P/E ratios, DRIP plans and other terms loaded...
At Mid-Year, Keep Your January 1st Pledges
Do you have a will, investing in education or building a Freedom Fund? Amid the heat of mid-summer, do you remember your New Year’s resolutions regarding your personal financial planning? How are you coming with your todo list? It seems like only yesterday...